Short Term Loans: Know How

If there is an urgent requirement that you need to meet in business, count on an immediate short term loan. Through this loan, you could meet a shortfall/mismatch in liquidity or any other urgent and genuine business requirement.

What Group Qualifies?

Any micro, small or medium level enterprise qualifies for a small business short term loan. Any firm that has had a consistent turnover for the three years or more can qualify for a short term loan easily.

How does one Qualify?

• Satisfying credit ranking for the past three years OR
• Easy access to latest balance sheet OR
• Satisfying financial performance in terms or Sales/Turnovers/Profits OR
• Negative Variance should not be more than 10%
• An existing relationship with the money lender

These short term loans are usually extended for not more than 180 days, whereas the minimum time allotted to utilize these loans is around 90 days.  If you’ve taken an amount as loan in the past then there is no need for you to deposit any security, else, one has to deposit equitable mortgage of fixed asset of the company.  Else, one needs and extension of all existing guarantees of director to procure a short term loan easily. Fundfactor.com brings you these short term loans at really affordable rate of interest. It is our desire to see your business pace up and grow despite hindrances from the environment. We understand that your growth will ensure that we grow alongside you too! That is the reason we keep our rate of interest minimalistic that the existing working capital facilities.

For More Info visit us at : www.FundFactor.com

Merchant Cash Advance: attain high business success!

An easy, effective and excellent method of obtaining urgent credit for work is a merchant cash advance. It allows you to quickly arrange for insistent amount of money to meet pertinent, unannounced expenses of your business enterprise.

• Businesses are either working on a lower profit margin owing to heavy competition
• Secondly, it is also a viable alternative if the money that you need can be paid quickly without having to total it to the final loanable amount
• Thirdly, they can also be of help if your desire is to safe the available resources with regard to your company short-term demands
• Also, they are a readily available option if you need money when the more traditional bank model has refused you help

Merchant cash advance at Fundfactor.com allows you to meet all sudden monetary expenses without having to fret about the moollah coming in. You could easily invest in office furniture, renovation, and that extra raw material that you were waiting for so long! You could easily invest in something that you find worthwhile, or you fee could help you expand your horizons further. Don’t think twice about putting your ideas to practise, try innovative options, call for raw material, hire an extra hand and see that they lead you to growth, financial success, and internal happiness. Merchant cash advance can help you leap and achieve higher!!

For More Info visit us at : www.FundFactor.com

Age, professional, and motive: No bar to procure an unsecured business loan

Unsecured loans are small scale loans available to all the veterans who are aiming for a business expansion. There are special allowances for people who have served with the military, and have been relieved in an honorable discharge. There is a special category of unsecured loans for these military officers called the veteran expansion loans.  Unsecured loan lenders are able to offer loans beyond one’s credit ranking or bank standing in the market.  So these loans come handy if you wish to invest in what others consider a really frivolous purchase. Reason why sub-prime lenders, credit unions, and finance companies overlook past transgressions is that there is still money to be made from financing borrowers who have the potential to pay up. Today's loan officers realize all the consumers who are gainfully employed; own a home or other real property (including the RV for collateral); and have savings, checking or retirement accounts might be a good risk for bad credit RV loans in spite of past bankruptcies or foreclosures.

This is how these private money lenders secure their chances in the housing slump market, sub-prime lending crisis. They also charge these unsecured loans at sky high interest rates, for high interest rates charged to high-risk borrowers, along with the cost of financing boosts the bottom line for lenders willing to take a chance. Unsecured loans can also be easily extended to those who have exerted to rectify past financial failures by slowly exerting to rebuild creditworthiness in the market by making substantial payment arrangements to satisfy the creditors. This category is termed in the financial market as high risk borrowers who have restored their credit worthiness.  Even senior adults looking forward to retirement and looking at a side business opportunity could enjoy the prospect of financial security with the help on an unsecured business loan.

For More Info visit us at : www.FundFactor.com

Do not let your business suffer - Due to sudden increase in gasoline prices

The prices of gasoline increased 33 cents in last two weeks in USA, the second-biggest two-week jump in the history of the gasoline market, according to a new survey of filling stations. A surge in demand, or an unexpected problem in the supply chain, can cause prices to spike quickly. Gas station owners however don’t see much of the increase in their bottom lines. If you need business cash advance that can provide as much as $250,000 in virtually instant financing, then we can make it possible.

FundFactor is a pioneer in unsecured business loans for small businesses. We provide gas station business financing and financing for many other small businesses. We only require if your gas station business can generate at least $2,500 monthly in credit and debit card receipts.

Once you get the funding you may use it whatever you need to do. The repayment process is automatic, each time you process a credit or debit sale. Out of your entire sale, a small portion of the sale is used to repay your loan and the rest comes back to you. The merchant cash advance is a great financing tool for businesses that generate 80% or more of their receipts through credit and debit card sales.

Contact us today and find out how you can put your future credit and debit card sales to work generating the gas station business financing you’ve been looking for.

For More Info visit us at : www.FundFactor.com

Rising Demands for private loans meet rising numbers of private equity firms!

To ensure movement and activity thinly regulated store and other small business owners are turning to high-cost merchant cash advances. These working set-ups are facing the worst times with weak sales and really tight credit standing. These small business owners fall in the category of high risk borrowers, since they claim huge amounts to keep their set-ups intact till their earnings flow in at really high interest rates but with little or no cash or security or collateral. Researches claim that now more than 40 companies are issuing cash advances to such small businesses, growing from a mere handful a decade ago.

These loans are allowed to these businesses keeping the future sales as base prerogative and a fixed fee amount on the customer’s credit and debit card purchases on a daily basis till the time a merchant cash advance is paid. The real lure behind the entire game is the promise of very high interests to the lender. Most providers form partnerships with card-payment processors and take payments directly from a business owner's card-swipe terminal. However, these cash advances or cash advance loans pose a challenge of their own kind for these small business borrowers. Since the cash advances are based on the technical sales of the future assets, rather than direct loans or credit, providers are not bound by any Consumer Protection Act.

However the last two quarters have seen an extended allowance of around 60 % of these merchant cash advances. With the new small businesses entering the market easily and freely these firms will never have dearth of applicant looking for money to keep their set-ups going at lease for the first four quarters. And daily sales data from thousands of businesses enables the money lenders to   develop better models of risk management and underwriting than most banks, depending on which  helps in analysing past credit-risk scores assuring sound lending decisions.

These private money lending firms are also on the rise since in the past year, traditional bank model has denied 69% loans applications from these small business firms. For the same study reveals the trend as these ‘small-business owners tend to look to banks first for capital, though only one-third obtain collateral-based loans. At least one in 10 seek nonbank financing options, including cash advances or peer-to-peer loans’. Further, quite unlike a bank, the payback scheme is fairly easy. There is no fixed period for repayment of an advance, allowing remittances to rise and fall with a company's sales.

These facets led to leading the money lending industry towards streamlining itself. We are in the process of setting ethical standards and best practices guidelines like disclosure of fees, proper payoffs of balances, and a better sensitivity to merchants' cash flow. These advances tend to appeal to businesses with a high volume of daily debit- and credit-card sales, such as retailers and restaurants. So these merchant cash advances keep the businesses of these owners running strong amidst such severe recession also.

For More Info visit us at : www.FundFactor.com

Bad Credit Loans: Some good some bad!

Most common confusion around the concept of bad credit loans is that only lenders who wish to earn from other’s misery lend them on higher rate of interest to people who seem unable to repay these loans or money or seem in desperate need.  Ironically, this would only categorise the keen bad credit lenders ad philanthropists, who will want to help the poor and the needy without any expectations of their own or as greedy butchers who wish to become rampantly abusive in their use of power and money. But to no avail! In the financial market, bad credit loans are nothing but yet another organization with yet their set pre-requisites. And since, everyone in the financial market is keen on profits therefore nobody is the super greedy green-eyed monster trying to lynch money from individuals when they are at their worst or suffering from the most desperate situations.

But since the truth about bad credit loans and bad credit loan lenders is diverse and very different, we bring you both the perspectives on the platter. Read them, and side unbiased:

Bad Credit Loans: The Lender Story

As a lender who is approached with a loan request, one is only looked upon as an opportunity for business. An individual who, in the past, has failed to honor his debts on time, who has borrowed too a lot funds or who has even defaulted/gone via a bankruptcy. This is what a lender discovers by the only source that he/she can trust the credit rank report. So how can the borrower, who has failed to repay, has been closely scrutinized blame the lender for his poor credit tag?

For the lender, let’s face it, it is a business opportunity that he will not rate by trust, but by risk positioning. A bad credit score screams “risk” and the lender takes note of that. A lender does not make cash with a single loan, in order for his organization to work he has to lend to several folks. Considering records and past experience, bad credit borrowers misstheir payment cycles most often. That explains the high rate of interests on bad credit loans. They are a contingency provision just in case; there is no possibility of recovery of the loan. It might look like a burden to the audience, but how does anything else explain an gratify bad credit loan lender’s profit making venture.

Bad Credit Loans: The Borrower Story

The other party is in desperate need of funds. Here comes another emergency and now, it has become inevitable to arrange for money. Some past financial goof-ups have now made it difficult, from which this person has learnt bitterly. He/she knows he will not make the same mistakes any much more and wishes that lenders would trust this claim to be accurate. The borrower will always try to show an impeccable credit history to the lender. And that is needed too! Even if the past mistakes are still in your credit report, the last six months of your credit history should be clean of late payments and missed payments else you’re in the highest risk bracket.

It boils down to higher interest rates, lower loan amounts and non-flexible repayment programs. The terms of the loan are not advantageous but as a bad credit borrower does not have many choices to pick from.

The Bottom line
If the borrower uses the funds wisely and pays his instalments on time, this gets recorded in his credit report slowly and gradually improving his credit position, raising the bar against the borrower’s name improving his financial terms for the future. So remember, there are situation from which there is no out other than a bad credit loan. The benefits from a bad credit loan in terms of improving one’s score and meeting the urgency compensates easily for the high rate of interests, especially if you consider the risk involved for the money lender.

For More Info visit us at : www.FundFactor.com

Trends display a rise in Merchant Cash Advance Lending in the recent times!

The need for quick money during a dire situation for many small businesses has led to rise in the stakes from small businesses. With the increase in demand merchant cash advance industry has also grown tremendously in 2011.With the economy seeing such hard times the newly mushrooming business or the more latest ones in the line of development, the small and mid-sized businesses are really having a hard time in procuring loans.

In the circumstances:

• Businesses are either working on a lower profit margin owing to heavy competition
• Credit Standards and other parameters by these institutions are further tightening their groove

These developments had led to a further stoop in the credit rankings for these small business owners making it a catch-22 for them to attain loans from any traditional model. This is also tightening the flow of much-needed capital for cash flow and expansion nearly impossible in some cases. This has led to many a entrepreneurs having turned to Merchant Cash Advance Loans to finance their growth and operations. So with these cash advance loans small businesses have quick access to cash, so they would not have to think twice before buying equipment, revamping structures, arranging moolah for the payroll etc.

Nonetheless, opposition for merchant cash advance services seem to still exist to several people as being too greatly of a risk for a business to rely on merchant cash advance instead of a usual bank loan.Based on the latest statistics, it proves that there has been a great amount of growth in the use of the merchant cash advance industry in 2010.In each state of the U.S. there has been at minimum 50 Merchant cash Advance transactions on a daily basis. Leaving the total to be 21,000 Merchant Cash Advance deals prepared and the industry has funded more than $500 million dollars to small businesses including the others just in the year 2010.

For More Info visit us at : www.FundFactor.com

Merchant Cash Advance – your only saviour during Today’s Debt Ceiling

Small businesses are hesitating these days about investing money on ordering new inventory or expanding businesses due to today’s debt ceiling. In fact, some of them are on the verge of shutting their businesses. No doubt their concern is legitimate; however this is not the solution. They should explore some other options instead of quitting business. Those who are tired of meandering in banks for immediate cash flow into their businesses; the merchant cash advance is the real respite.

Merchant cash advance is a convenient and flexible outlet if compared to the rigid formalities that most banks make you suffer. In fact, a merchant cash advance is open game for small business owners of all types.

Procuring merchant cash advance is simple, quick, and comes with minimal paperwork as compare to bank loans. Small entrepreneurs can receive cash in as little as 24 hours, and are able to get up to $250,000 in one go. This keep them survive despite country’s current debt crisis. Another major benefit is that businessmen are only required to make repayments in the form of their credit card sales. Moreover they are liable for payment when they have a consistent cash flow to pay back the advance. Overall the very concept is such that the new or suffering entrepreneurs can be accommodated without an stress, distress or hassles. IT is to enable business success without them merchants to face any impending obstacles for the want of a little amount of cash.

This way money can be utilized conductively to propel business growth and economic expansion, for t is with the growth of small scale indigenous set-ups that an economy can really benefit. Small businesses are the only respite when country is going through severe financial crisis. According to a survey small entrepreneurs have contributed a lot to overcome this country’s debt crisis. So keep your businesses afloat with merchant cash advance, buy new inventory, and more goods produced to take your businesses new heights.

For More Info visit us at : www.FundFactor.com

Unsecured loans: emerging as a rising aid in rural economy.

Plummeting economy is impacting businesses all around. Large corporate houses are downsizing their numbers, leading to a heavy attrition rate in the market. Employee benefits cutdowns, product simplification, financial insecurity and lay-offs have become fairly common a trend now. And with this it isn’t only the large corporates that are getting impacted, but it is tricking down to everything in life. Due to less earning capacity, there is hardly any saving so the banks are getting affected. With less money in hand, and people trying to restrict every little extra that they splurged on earlier, thus there is a lot lesser amount in circulation.

This trickle-down effect is thus, leaving its mark on small scale indigenous industries; they are looking for a boost to sustain their entities in rough times. The most circulated form of support for these small scale industries is unsecured loans, which are offered by various private money lenders to keep the small scale industry alive. Since, these small scale industries have not option of a corporate bailout, for due to sole proprietorship clause these small scale businesses face maximum wrath in the uncertain times. A lot of hard work, exertion and money are needed to stay in business and be able to compete with larger companies. A financial boost is often needed to make it for the long haul. Unsecured credit lines and unsecured business loans offer flexibility and instant cash flow for struggling business owners.

Take a quick look at its benefits and shortcomings to choose whether an unsecured business could make your business world tick or not:

Advantages of an unsecured business loan	Disadvantages of an unsecured business loan
Versatility of nature and Purpose: these loans could be used for advertising, office revamping, purchase of new equipment or business expansion	The downside to unsecured business loans call for higher interest rates, shorter repayment plan, and monthly or annual maintenance fees along with a  registration fees
Are a great help in temporary poor economic conditions	The loans are also typically smaller in amount than secured loans
They don’t require the borrower to make a cash deposit or collateral to get started.	The percentage of repayment of interest may be variable in individual cases
All you might be required to pay is an initial registration fee that runs up to at most $100.	There is no guarantee that such loans would automatically fix your credit or revitalize your business
Unsecured credit is good for people with good credit, but no cash on hand	You might be expected to pay in the timelines your chalk out for yourself at the time of settlement to maintain your credit records
These loans require no collateral so one does not have to offer anything up front to secure the loan like your house or other personal property or assets	Most people consider these loans as cash in distress so they end up taking extra than they require
You get to get the temporary cash flow, build good credit history and flexible repayment options	It is imperative to realize that this amount is a loan and has to be repaid
The transaction is quick and easy; it usually takes 48 working hours for you to procure the loan

So it is definitely certain that unsecure loans are good, but with the pinch of salt. Turn your business around, pay off the debts, maintain the employee’s payroll and enjoy a still and respite while you’re trying to put the show back on track. The recession has to end, and then the economy would recover. Thus with changing times, unsecured business loans are available to help ambitious business owners make it through the lean times and stay competitive in a tough market.

For More Info visit us at : www.FundFactor.com

Let your business chart new heights- follow these simple mantras!

Success is a desirable fruit that everyone would like to cherish. Though the “definition” of success could vary but we want to sail in the same boat of success. For every business to be successful, there needs some amount of planning and labour. One cannot taste the success just by wishing it. It requires your involvement and sincere efforts. Though, we do agree that it may not work at the first instance as expected by us.

Once you set up a business it is fundamental aspect that you promote your business to get the desired success especially at this time of recession. Promoting business requires funding promotions. Without adequate funds you cannot achieve what you have dreamt of. If you are seeking funding for promoting business, opt for small business unsecured loans or unsecured business loans, the most convenient option. Here are the few promotion tips that will help your business find new customers without spending a fortune.

• Print your logo, name, all the contact details and company information on every piece of paper and other electronic communication that you mail, faxes or email.

• As internet marketing has evolved the world, so local internet marketing is an easy way for your small business to get a head start. Keep writing articles and press releases about your products to draw maximum traffic towards your site.

• Social media has rocked the world as it is a free outlet of advertising for every business. Social Media sites like facebook and twitter are a few examples where you can plug in your business to get of the amazing power of promoting business.

• Another way to promote your existing business is to run occasional discounts and sale on your products and make sure it reaches to your entire customer base. If you require easy and quick cash flow to run promotion activities smoothly, opt for small business loan.

If you want to stir up business sales in this the most competitive world, follow the above mentioned few tips and for funding your promotion, your are free to contact us at www.FundFactor.com

Detailed analysis on Bank and Private Equity Financing

Other than the pedagogies that we have discussed till now, the most celebrated means to procure funds still remain to be financing from the nationalized banks and personalized private equity small business funding. Thus, we bring you a precipitated note on the procedure of obtaining small business funding from banks and private money lenders both. The blog article also makes you aware of limitation you could face while trying to procure loans from either of the institutions.

Bank Financing

The most popular and celebrated means of procuring small business funding is traditional model- banks. Most new business owners seekbanks to obtain short term loans for business expansion. Banks provide small business funding in exchange for personal guarantee or security in the form of assets owned by an individual or the company. There is also a possibility that banks may decline one’s loan application.

Why banks may decline loan applications?

• Start-ups are considered really high-risk ventures. Thus, many banks decline loan applications by early-stage business owners who lack either sufficient security or business experience to support them.

• A drastic rise in number of small ventures in the past decade has made banks witness a crowd of loan applications.This has led to banks revising their loan provisions/conditions and terms, making business loan available to only those companies that fulfil their strict loan selection criteria. Since most businesses in their nascentstages lack business finesse, chances are they may be refused any lending from popular traditional banks.

• Also mushrooming of these numerous businesses in every nook and corner has forced banks to exercise caution. Resultantly, they have made the loan eligibility criteria very stringent that is difficult to cope up with when one’s business is setting up. Consequently, they are rejected bank loans.

However, over a period of time if the organization is generating good business, is maintaining its credit ranking, assembling and handling its securities well, keeping the documents in place and documented, it helps in enabling one to meet a loan eligibility standard. A quick word of caution for you, Banks differ in their loan schemes; a thorough research before applying is important.

Else you could also procure money from private money lenders, also termed as private equity. Though these private money lenders allow you a bigger grant than your present economic stature could afford, but it is fairly high return investments. Take a look at how this system functions:

Private Equity Small Business Funding

Private equity, or venture capital, supports business growth through high-risk, high-return investments for approximately 3 to 7 years before capital funding is withdrawn. Venture capital investing firms provide small business funding to high-potential growth businesses in exchange for company shares. Venture capital small business funding is a six-stage financing that is directly aligned to developmental stages of company; it keeps releasing funds as the business keeps expanding and entering the next sphere of performance.

Howdoes Private Equity funding function

• Seed Money financing or low-level funding helps prove a business idea and is provided by an affluent individual or investor.

• Start-up financing is provided to companies to cover business marketing and product development costs.

• Following PD, the first-round capital takes care of a company’s early sales and manufacturing costs.

• Second-round financing allows companies to continue their product marketing processes, since most businesses take time to benefit and make profits from sales.

• Once a company starts profiting from sales, third-round or ‘mezzanine’ financing allows business expansion.

• Continued funding encourages companies to ‘go public’. This is also called ‘bridge’ financing.

Targeting dedicated venture capital companies with proven track records of investment successes ensures the best results for your business. Along with these, there are certain money lenders who allow you the grant lump sum without taking the burden of releasing it cyclically. This helps the organization to use more in the sphere it deems most fit. That is how these two set-ups aid business formation and expansion in formative years of a business.

For More Info visit us at : www.FundFactor.com

Merchant Cash Advance: A saving grace!

Current US financial market conditions leave banks hard-pressed to make provisions for loans, resultant which 98% of the total population that has applied for loans find themselves hard pressed for money, time and luck! In this situation merchant cash advance, also termed as business cash advance present a lucrative opportunity to obtain quick working capital to meet your business needs. That is the reason we consider these a great alternative for revenue against traditional business loans. Let us peek-a-boo at the advantages that the merchant cash advance have over traditional bank loans.

The application process

All it takes is a two days funding procedure to apply for a business cash advance  compared to a fortnight long verification checks that  a traditional loan set up asks for! Furthermore, banks involve the applicants in a grueling course of action, with endless questions and stipulations and a significant processing fee.

Mode of Repayment

There are also various clauses attached here, there is a specific time period involved, a specific amount that must be rolled out in the favor of bank each month. Plus, there is a significant amount of fine that you’ve to pay on missing any of the payments in the tenure, else penalties would surface.A merchant cash advance is returned as a percentage of one's income and thus would be less the month or quarter your income falls, consequently, there is no likelihood of penalties or harm.

Credit History

It is herculean to dream of a traditional bank loan without a sound credit ranking. An approval without a minimum ranking of 650 points on 100 is almost impossible. Thus all those small, young and budding entrepreneurs will seek to procure business cash advance instead of a bank loan.

Statement of Utilization

This does not end the ordeal, banks ask for documentation, an evidence of sorts with regards to the purpose of utilizing funds. You could use the fund you procure with a merchant cash advance as you desire.

Deposits

If the amount you’ve asked for supersedes what you should, in banks estimate, then you would be asked to deposit security collaterals. Like a statement of real estate, valuable equipment bonds, stocks etc. Since merchant business cash advances are unsecure, no collateral is necessary for small business owner applicants.

Also to qualify for a traditional funding is a task in itself, given the time it eats. People often ask for traditional funding to cope with immediate business requirements, they want capital for renovation, expansion and advertisements etc. With merchant cash advance by fundfactor.com you could easily procure up to $250,000 of working capital within 72 hours. It is an excellent choice indeed.

For More Info visit us at : www.FundFactor.com

Get financial freedom without much ado

Are you having sleepless nights due to piling up of debts, in a country like America? Are you living in a financial prison of debt? Are bill collectors harassing you, the repo man looking for your car, utility man knocking at your door, the postman bringing cut-off notices?  Do not live in this doomed reality as there is a respite in the form of unsecured loans. So instead of living in a pain that debt brings make some changes and adjustments, go online and look for unsecured loans.

The market is flooded with Loan companies offering unsecured loans. You should be careful while determining the loan deal from various sources. The web turns out to be the most effective means of securing unsecured loan. You should research the market before finalising loan with any of the company. Using web as a medium of procuring loan has many advantages. It is time saving as you do not have to run around signing contract or fulfilling formalities. Unsecured loans are also called signature loans. While signing the contract a person who is obtaining an unsecured loan agrees to pay back the loan within a set frame of time.

If you are afraid that you will get rejections of disapproval due to your bad credit factors, you are wrong.  One can easily grab the financial assistance even if they are tagged with numerous bad factors in their credit account. If you have some flaws in your credit scores like insolvency, foreclosures, bankruptcy, skipped payments, and late payments and so on; do not affect your loan approval.

So if you are surrounded by any unexpected financial crisis, unsecured loans will be your real saviour.

Be Cautious of Phony Private Money lenders

In the times of today growth is as important as the direction of growth. The knowledge of the business , industry requirements and need for money is significant, but the most important is to secure oneself against sham money lenders who pose a welcome oblige when one is want of money but make things really difficult later. These unscrupulous money lenders take a definite advantage of unaware, in dire need, unsuspecting entrepreneurs. Small business funding or loans as you may call them are low risk quick funding process.

These are a business man’s aid to rescue when owners face financial trouble or urgency. Merchant cash advance is gaining popularity as an amount that helps business owners get the required money in their company needs without too much requirements and paperwork. But to procure this amount from reliable source is just as significant as getting the required amount. There are a few guidelines that could help you select the right kind of cash advance provider.

1.Availability – A provider who can be contacted easily with any form of communication be it by email, phone or even personal visit to their office.

2.Awareness – Make sure that the representative or underwriter of the company of your choice is aware of every small detail including repayment and application process issues.

3.Reputable – Check if the agency or provider already has a reputation of excellence.

4.Integrity – The cash advance provider needs to be in a very high financial state. A dependable cash advance provider will not give you any difficulty with the processing and repayment agreements.

Once you find a reputable MCA provider, you may need to consider these important things that might affect the business and finances:

• Think whether the repayment plan will affect the business operation at any point in time.

• Think about your customers and consider if they would feel confident in dealing with making payments to a third party with the factoring method.

• Make sure the company offers an affordable repayment agreement that your business can afford.

Cash advance providers do not blindly trust in productivity of a business. They verify the credit card sales of the previous year as well as the business’ credit score. You must avoid MCA providers who promise quick cash advance without checking your business credit history first. Appropriate collection rates of the business are needed for the MCA provider to learn about the flow of the business. Strictly, stay away from an MCA provider that suggests variable collection rates. The contract must state the percentage of the credit card sales which will be received by the MCA provider from your daily credit card receivables. It is best to avoid any veiled terms and conditions in the rising collection rates. With a sharp scrutiny you could help yourself from landing into trouble.

For More Info visit us at : www.FundFactor.com

Be a delighted women entrepreneur-Turns your dreams into reality with the few tips!

This year’s celebration marks the 58th anniversary of the U.S. Small Business Administration and the 48th annual observance of National Small Business Week, and over the years, the role of women as entrepreneurs has grown. From 2002 to 2007, the most recent year for which figures are available, the number of women-owned businesses grew by 20.1 percent. According to the National Women’s Business Council (NWBC), women own 7.8 million of the 27.2 million small businesses in America. Over the last 14 years, the number of women-owned businesses in the United States increased by a rate of 1.5 times (50 percent) the national average (34 percent). Women-owned firms now account for 29 percent of all businesses.

So women are starting small businesses at a faster rate than the general population and now account for nearly a third of all businesses. Do you want to sail in the boat of successful corporates and fed up of companies handing out pink slips? Have you decided to take action by beginning your own set-up? It is an excellent idea, and learning from the experience of the women who took the bull by its horn and refused to accept anything below average from life.

Here are the few tips from successful business owners from around the world. Be certain to incorporate these successful habits and adapt them to your daily business skills.

Turn your dreams into action by writing them down

Do not let your dream revolve around in your own head, instead pen your thoughts to get started. To give a practical shape to your ideas or thoughts write them down. Scrutinize them and figure out tactics how to accomplish these goals. All the successful business woman had envisioned a future for them and went for it.

Work on Priorities

Keep moving and do not get stuck up to one task by prioritizing your tasks. Figure out your daily work and give optimum time to each work as every single task is important for running your business smoothly. Set a time frame for every task for example spends the first half an hour of your day to scrutinize your emails and attend your client’s phone calls. This helps you stay on-track.

Do not bogged down by negative comments

Develop an ability to handle criticism. Most of the successful women entrepreneurs were able to reach at the top because they refused to be bugged down by negative remarks. Everyone has to face criticism on their path of success. So if you are an individual that pays attention to other people’s view before taking action; then it obstructs your way of attaining newer heights.

Don’t get shattered by any adversaries

Stick to your goals as nothing good comes easy. You must give ample time and shows patience on what you want. So if you remain persistent, no one can stop you from achieving your goal.

Self-Motivation is an essential tool to success

Sometime it takes a long way to go but keep appreciating and celebrating even little moments boosts your moral in business.

So every woman out there should keep her business dreams alive. Start a business from scratch and grow it big with the help of our small business loan and unsecured business loan today.

Visit us at : www.FundFactor.com

Why should one opt for a merchant cash advance and not a painful bank loan!

Every business goes through a transition period of expansion and growth when it requires quick and urgent funding. And one frantically tries to procure a bank loan during crisis only to be refuted owing to a bad credit rating. With a growing business one needs funds and it is slightly challenging to maintain a decent credit rating and this lowers your chances of obtaining a bank loan. This makes a lucrative opportunity for the big hawks to peck at your flourishing set-ups. Thus, they purchase them at competitive prices, enhance their resources and cut down their potential competition all in the same stroke. An efficient merchant cash advance can save you all of this. Read how…

Merchant cash advance is an emergency fund of sorts that facilitates speedy cash that strengthens your position and improves your position. What’s more, good moneylenders like Fundfactor do not get any personal than necessary to fetch you the required merchant cash advance loans. Go through the list of benefits/ advantages that a merchant cash advance can offer you over a traditional bank loan:

• Immediate Approval
You could get a merchant cash advance loan approved even without a gleaming credit history. Cash advance lenders determine the amount and approval basis the past credit card sales and not credit history. It is simple, smooth and highly uncomplicated.

• Hassle-Free Revenue-based Payments 

Another excellent option is the pay back mode. It is based gain on the monthly credit card sales revenue, thus is simply easy. You ought to pay as per prior agreement of percentage between you and the money lender. This saves the room for all other formalities or legal stipulations to be fulfilled. This means, if your sales are thriving, you can pay the company faster. If not, then it will take time because you will pay small amounts per month. That way, the repayment process doesn’t seem a burden anymore.

• Swift Turnaround
The money is made available with the bat of an eyelid. At the most it takes a week’s time. Less trouble, paper-work or tribulation to either party.

• No Collaterals
Unlike bank loans, a business cash advance loan does not require any collateral. So even if you retain the money longer than 12 months, the lending company will not sue you or knock you doors every night. Thus, No chaos and no pain.

• Easy Payment/Application Process
There is no requirement to run office to office to validate documents for the want of loans! Get us the required information online and your application is done. All you have to do after that is wait for it to be granted.

We give your business the most eyed opportunity that is wings to grow without grappling for any clutches or support. The money desired, is rendered judiciously so that there is not wastage of time in waiting for the bank loans. The opportunity of merchant cash advance is a blessing in disguise.


For More Info visit us at : www.fundfactor.com 

TIPS N TRICKS - Own Your Own Restaurant /Cafe with the aid of these small tips!

A Reminder: Researchers claim that over 90% independent restaurant and Cafes fail, run into bankruptcy! If you’re foaming at the mouth for your own business and have narrowed down on food or food joints to paint your success story, then we bring you a few reality check-points through this article. It’d come handy as a mental exercise that will help you to leap across your big business brothers or sisters! It’d help those who are interested in the growth of potential and planning to maximize their stake in the hospitality industry!

The first aspect of consideration should be that food industry is a combination of retail and manufacturing. It like any other corporate venture asks for an extremely attentive management and control. The concept of control is central to this industry since food is a perishable item, resultant which, there are various stipulations on needs to adhere to regarding production, people, hygiene and its customers. This business includes all these variables as significant elements of success or failure! Therefore, it asks for far many more skills to run a successful restaurant rather that handling a successful business. And the four crucial areas where one must have competent strategy and resources to create a successful restaurant story are: operational, financial and marketing, people management.

Challenges that impact the growth of restaurants are:

·         Start-up Budgets – Research and executive management

·         Political – Taxes, architecture, tariffs, and much more…

·         Supply Chain – This is one of the single biggest killers of casual dining success with threats in the form of providing excellent sourcing, quality, stability, standards, etc.

·         Management – Trained staff is really hard and expensive to come by (meanwhile, local/hourly staff more plentiful and happy/affordable)

·         Real Estate – Casual dining requires more space, parking, etc. than

·         Food System – The modern day food system has made it easier and more affordable entry of processed foods (for it offers longer shelf-life, , lower costs, more consistency)

Thus, the ability to hire good staff is as important as keeping them. Since, the older the staff would get in tenure, the more mundane it will become for him that will lead to a quicker saturation point. Also, if your staff members feel good about working for you, they will showcase the same contentment in handling and dealing with your customers and vice-versa! Thus, a positive attitude and appreciation will tremendously improve their attitude and approach towards the customers. And it is highly important to remember that resultant and food joints are the only places that get the maximum word-of mouth publicity, so, one frustrated customer can ruin your public image, therefore, shattering your chances of ever pleasing the eventual or potential customers.

Thus there are a few factors that one needs to consider albeit you are a new entrant or a professional in this field. These ideas will not only improve and enhance the efficiency of your new or existing business but also help you to cater more patrons using simple techniques. A few important facets that one ought to incorporate to succeed in the hospitality industry are:

·         Design and structure a business plan

·         Choose a location that is strategically helpful to boost your business

·         Use common sense ideas for giving better customer service

·         Plan and price your menu after a thorough scientific evaluation

·         Understand the latest on food preparation, HACCP and hygiene requirements

·         Increase your skills for attracting and keeping better staff

·         Learn coaching skills for managing your business

·         Compile your own staff manual

·         Make your business attractive to other potential restaurateurs

·         Maintain an accurate weekly profit spread-sheet

·         Generate extra cash flow

·         Protect your profit

·         Get the most out of cash registers

You could also opt for restaurant cash advances or loans from us, in order to meet your urgent expenses that could be re-paid in the following months without much hassle. However, to keep all these ideas in mind and keep evolving through properly planned and executed strategy is the only way to success in the Restaurant business in the U.S.

America is open and welcoming to innovative food brands and concepts than ever before. Likewise, international markets are more fertile and accessible to U.S.-based restaurant brands than ever before. Hopefully this trend will lead to a great cross-pollination of ideas, concepts, restaurant prosperity and general industry evolution.


For More Info visit us at : www.fundfactor.com