Monday 26 September 2011

Merchant Cash Advance – your only saviour during Today’s Debt Ceiling

Small businesses are hesitating these days about investing money on ordering new inventory or expanding businesses due to today’s debt ceiling. In fact, some of them are on the verge of shutting their businesses. No doubt their concern is legitimate; however this is not the solution. They should explore some other options instead of quitting business. Those who are tired of meandering in banks for immediate cash flow into their businesses; the merchant cash advance is the real respite.

Merchant cash advance is a convenient and flexible outlet if compared to the rigid formalities that most banks make you suffer. In fact, a merchant cash advance is open game for small business owners of all types.

Procuring merchant cash advance is simple, quick, and comes with minimal paperwork as compare to bank loans. Small entrepreneurs can receive cash in as little as 24 hours, and are able to get up to $250,000 in one go. This keep them survive despite country’s current debt crisis. Another major benefit is that businessmen are only required to make repayments in the form of their credit card sales. Moreover they are liable for payment when they have a consistent cash flow to pay back the advance. Overall the very concept is such that the new or suffering entrepreneurs can be accommodated without an stress, distress or hassles. IT is to enable business success without them merchants to face any impending obstacles for the want of a little amount of cash.

This way money can be utilized conductively to propel business growth and economic expansion, for t is with the growth of small scale indigenous set-ups that an economy can really benefit. Small businesses are the only respite when country is going through severe financial crisis. According to a survey small entrepreneurs have contributed a lot to overcome this country’s debt crisis. So keep your businesses afloat with merchant cash advance, buy new inventory, and more goods produced to take your businesses new heights.

For More Info visit us at : www.FundFactor.com

Monday 12 September 2011

Unsecured loans: emerging as a rising aid in rural economy.

Plummeting economy is impacting businesses all around. Large corporate houses are downsizing their numbers, leading to a heavy attrition rate in the market. Employee benefits cutdowns, product simplification, financial insecurity and lay-offs have become fairly common a trend now. And with this it isn’t only the large corporates that are getting impacted, but it is tricking down to everything in life. Due to less earning capacity, there is hardly any saving so the banks are getting affected. With less money in hand, and people trying to restrict every little extra that they splurged on earlier, thus there is a lot lesser amount in circulation.

This trickle-down effect is thus, leaving its mark on small scale indigenous industries; they are looking for a boost to sustain their entities in rough times. The most circulated form of support for these small scale industries is unsecured loans, which are offered by various private money lenders to keep the small scale industry alive. Since, these small scale industries have not option of a corporate bailout, for due to sole proprietorship clause these small scale businesses face maximum wrath in the uncertain times. A lot of hard work, exertion and money are needed to stay in business and be able to compete with larger companies. A financial boost is often needed to make it for the long haul. Unsecured credit lines and unsecured business loans offer flexibility and instant cash flow for struggling business owners.

Take a quick look at its benefits and shortcomings to choose whether an unsecured business could make your business world tick or not:
Advantages of an unsecured business loan

Disadvantages of an unsecured business loan

Versatility of nature and Purpose: these loans could be used for advertising, office revamping, purchase of new equipment or business expansion

The downside to unsecured business loans call for higher interest rates, shorter repayment plan, and monthly or annual maintenance fees along with a  registration fees


Are a great help in temporary poor economic conditions


The loans are also typically smaller in amount than secured loans

They don’t require the borrower to make a cash deposit or collateral to get started.


The percentage of repayment of interest may be variable in individual cases

All you might be required to pay is an initial registration fee that runs up to at most $100.

There is no guarantee that such loans would automatically fix your credit or revitalize your business


Unsecured credit is good for people with good credit, but no cash on hand

You might be expected to pay in the timelines your chalk out for yourself at the time of settlement to maintain your credit records


These loans require no collateral so one does not have to offer anything up front to secure the loan like your house or other personal property or assets


Most people consider these loans as cash in distress so they end up taking extra than they require

You get to get the temporary cash flow, build good credit history and flexible repayment options


It is imperative to realize that this amount is a loan and has to be repaid

The transaction is quick and easy; it usually takes 48 working hours for you to procure the loan



So it is definitely certain that unsecure loans are good, but with the pinch of salt. Turn your business around, pay off the debts, maintain the employee’s payroll and enjoy a still and respite while you’re trying to put the show back on track. The recession has to end, and then the economy would recover. Thus with changing times, unsecured business loans are available to help ambitious business owners make it through the lean times and stay competitive in a tough market.

For More Info visit us at : www.FundFactor.com