Buying a Small Business: 4 crucial considerations before you decide!

Are you considering a small business that is put up for sale? Then there is a reason we urge you to read this. There are a few things you must seriously consider before deciding that this is the right opportunity and would eventually prove a lucrative business deal. The right perspective will urge you to look at the right things that will result in improving and strengthening your chances of success. Else, you’d be surprised to know that only 95% percent small business owners have to close down their doors to rampant losses and the decline in the principal. Of all the new enterprises that begin, only a mere handful thrive to everlasting success and glory!

SO here we are, trying to suggest a few reality checks before you determine on purchasing a small business for sale. These four parameters will guide your outlook rock-solid when you are evaluating a business. Thus to be head and shoulders above everyone else, please pay heed to these four factors.

1. Industry: is the prime consideration that should be evaluated before buying the small business set up for sale. By industry we mean the market analysis, the trends of the mentioned industry! It is important to check if the industry for the past decade has shown a rise or is towards a downward slope! For example, the online digital marketing industry is currently on a boom, thus, a lot of businesses are building their platforms basis Internet. On the flip side, the real estate industry has been hit hard by the economy and overall is declining. These trends must be delved deep into, before reaching a conclusion.

2. Business Structure: The very next thing should be the structure of the business. If it is a franchise model then it is the most successful structure in the world. Quite a few small businesses still thrive on traditional business model. The most successful franchise in the history of the world is McDonald’s, and it’s not because of their great tasting food. It’s because their system is proven to work anywhere in the world. At the same time, traditional business models are far more profitable, but show the highest percentage of failure. Then, lack of consistent capital, funds, laxity in planning or expertise, challenges during implementations are a few factors that could push the business plummeting. But, a strong social media presence could be a boon for a traditional business model.

3. Differentiator: The third factor of evaluating a small business for sale is capturing and analysing its extra value points. That is what differentiates this business in this world of brand parity! The best example of such a success will be Thumps-Up in India. The only cola around the world that is sponsored by the cola brand leader- Coke! The thought is, we can all cook pizzas at home, so what makes a pizza Hut or a Dominos stand apart every other pizza of the world! So if the product or service of the small business is unique and solves a problem better than the competitors, then there is a spark that you must build upon.

The last but not the least, another extremely significant factor in consideration ought to be the small business’s branding. While evaluating a small business for sale, observe the branding thickly and in detail. For only a strong and powerful brand has the propensity to will go a long way towards the success of business. Especially an ill-branded or non-branded business that nobody has ever heard of before, will pose a challenge for a long time! SO you must begin small like, Subway but create an equally everlasting success saga!

Above all, be realistic and honest in your expectations and don’t rule out the price! Buying a business opportunity is an important decision that requires careful analysis.. Make sure you obtain the advice of professionals before and during this important activity.


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Small Businesses-Great contribution in stimulating U.S. Economy

Visitors from abroad will be surprised to learn that the biggest power of the world U.S.A. is not dominated by the big corporations and their performance, but by the significant workings of small businesses. According to the sources from the U.S. Small Business Administration (SBA), 99 percent of all independent enterprises in the US employ lesser than 500 people. Therefore, these small enterprises account for 52 percent of the whole of U.S. workforce. Some 19.6 million Americans work for companies employing lesser than 20 workers, 18.4 million works for firms employing between 20 and 99 workers, and 14.6 million works for firms with 100 to 499 workers. In contrast, 47.7 million Americans work for firms with 500 or more employees.

So taking into account the role of small businesses in stimulating the US economy, you get a clear idea of the benefits one would reap by setting up a self-owned small enterprise. And if the scarcity of funds is a supposed hurdle preventing the smooth running your small business, we have a quick and ready solution that will make your dreams come true. The much promised funds could easily be procured by obtaining an unsecured business loan. Contact our funding consultant to get much required cash flow into your dream business.

Taking into consideration the magnitude of small business, small companies have won exemptions from many federal regulations, such as health and safety rules. US Congress had also created a small business administration (SBA) in 1953 to provide professional expertise and financial assistance (35 percent of federal dollar awards for contracts is set aside for small businesses) to people wishing to form or run small businesses. In the same year, SBA guaranteed $10,000 million, in loans to small businesses, easily usable as working capital or for the purchase of buildings, machinery, and equipment.

SBA also is backed by many small business investment companies that willingly invest another $2,000 million as venture capital. In addition, the SBA offered over $26,000 million as low-interest loans to homeowners, renters, and businesses of all sizes suffering losses from floods, hurricanes, tornadoes, and other disasters. Surprisingly small businesses in totality in the U.S.:

·         Represent 99.7 percent of all employer firms

·         Employ half of all private sector employees

·         Pay 45 percent of total U.S. private payroll

·         Have generated 60 to 80 percent of net new jobs annually over the last decade

·         Create more than 50 percent of nonfarm private gross domestic product (GDP)

·         Have supplied more than 23 percent of the total value of federal prime contracts in FY 2004

·         Produce 13 to 14 times more patents per employee than large patenting firms

·         Make up 97 percent of all identified exporters and produced 26 percent of the known export value in FY 2002

So let us make our contribution for expanding the economy in the U.S. And you could make it happen by procuring the much needed cash during an emergency to your revitalize your small businesses.

Visit us at : www.FundFactor.com

2011: Promises Small Business a Brighter Prospect

A recent study from a qualified credit tracking company assures that in the past quarters, bankruptcies for small businesses are on a downward slope, conditioning environment conducive for small scale entrepreneurs to thrive in their settings. The study also hints that the situation only grows better. Equinox study reveals that from the last quarter of 2009 to the last quarter of 2010, 10 on 15 metropolitans with the most small business bankruptcy petitions showed a significant decline. The average drop for the top 15 areas was 6.16 percent, which is a noteworthy drop.

This surely offered relief to most of the small organizations reeling under the wrath of slump recession. There were also, a few areas that showed an increase in the bankruptcy petitions by the small entrepreneurs, for example, chief areas in California. We are still awaiting a rebound in the bankruptcy ratio for small businesses. Bankruptcy petitions in California totalled to nearly 25% of all U.S. small business bankruptcy filings between the last quarter of 2009 and the last quarter of 2010. It also suggests clearly, that it will be a while before we see a decline in these marks in California.

"For small businesses, the road to economic recovery was marked by a number of challenges in 2010 and many states such as California and Oregon face an uphill battle in the months ahead," Dr. Reza Barazesh, senior vice president, Equifax Commercial Information Solutions opinionated. However, despite these hurdles and odds, we now witness sturdy signs of recovery. The recent analysis indicates that bankruptcy trends are easing down, thus creating an environment that is more cultivating for small business development, growth and expansion.

The areas that top the list of highest bankruptcies include Los Angeles metro area (where petitions jumped 13.68 % in the last year), Houston-Sugarland area, Wisconsin-Rest of State area, New York-White Plains, NY area, and the San Jose, California area. The disruptions, untimely delays in loan repayments, too were the highest in these areas. In other districts, there was a lively movement in loan re-imbursements and business developments.

The bottom line is, that the study whiffs comfort to the small or budding entrepreneurs. It breathes some hope and vitality in those trying to craft possibilities for their business ventures. They can hopefully exert twice as hard this year. Few areas where on could foresee better times were, Chicago-Naperville area where bankruptcies fell 30.13% ,the Sacramento-Roseville, Ca. area saw a drop of 20.25% in bankruptcy petitions, Denver-Aurora zone had 20.52 % fewer filings. Other areas with double-digit declines include the San Diego, Anaheim, and Portland metro areas.

The findings thus assure that slowly and steadily we are reaching full circle, from where we began. Fruitful times are returning, this time to stay!


Visit us at : www.FundFactor.com

How to keep Small Businesses afloat amidst deep recession

It is a big question clouding everyone’s mind especially during recession. How to remain unaffected by this killing recession, and methodically strategize your business? When many businesses are getting shut or are on the verge of closing, it is important that you boost your business & let it remain unperturbed.

A business exists to earn profit, whether by severing expenses or by increasing the sales. And the foremost fact every entrepreneur should keep in mind is that cutting down on costs is far easier than increasing income. So trimming one’s expenses and bringing them to an appropriate level is a good idea. Whatever business it be, the money flowing out of the door needs to be checked and controlled.

A smart entrepreneur is well adroit with the art of strategy and manipulation. He knows the science of spending money craftily, that ensures expenditures on most important requirements, which would create maximum impact. Other than that, spending money only on liabilities that are indispensable is a wise idea. So until your business becomes profitable, it is only cold green in your account that can buy you time.

Here are the few tips that can help you save to make your business a celebrated success in time:

·        If you find the idea of spending money on buying new equipment expensive; buy used equipment instead. During this recession many small businesses have closed down! The markets are flooded with used tools. Check on safety and precautions and create your success story with the used tools you’ve purchased.

·        Hit & try does not work with legal documents; while creating one, please take professional assistance without considering twice. Hire a professional to create legal documents. This is one investment will save time, money & hassles in the long run.

·        Conserve energy using Auto-setback thermostats and automatic light switches. Close your computer when away from work for a period of time.

·        Always compare prices when you shop as prices of goods and services, since they vary widely. You can go online, check out and compare prices as Internet has revolutionized shopping!

If you are a budding entrepreneur and tight on money, call one of our funding consultant today to procure unsecured business loan or small business funding.

Visit us at : www.FundFactor.com

Start dreaming - have a clear vision- watch dreams unfold before you.

Our aim is to turn your dreams into reality.

People promise moons. We help you obtains them! We help you to realize your long cherished dreams of owning your own set-up. So, if your aim is starting your own business, you could turn it into a reality with a hearty monetary assurance from us. But work, more than that requires your hard work, industriousness and total commitment. Actually, it is your zeal & motivation that would ensure entrepreneurial success.

However, after putting in all your skills and hard work if you are facing challenges due to lack of funding, we have your relief! Come to FundFactor, we understand all your needs and requirements. We make your dream of running a business smoothly without any scarcity of funds come true.

We also understand that not everyone finds instantaneous success. It requires patience and consistency. Thus, it is quite possible that your previous business experience backfired leaving you with a bad credit ranking! This could’ve resulted in earning you a bad credit reputation with banks or other money lending institutions. But, FundFactor remains unaffected; it still promises you a lucrative deal by granting business cash advances without much ado.

Our funding solutions require no application fees and collateral charges. Interestingly, we offer hassle free processing without any time consuming formalities. At FundFactor your urgent financial hurdles are handled urgently and with full dedication.

So stop worrying about the cash flow in your businesses, instead buckle up and put all your focus & energy in devising growth and promotion strategies for your business.

Visit us at : www.FundFactor.com